
Filing chapter 7 or chapter 13 bankruptcy does not mean you are a bad person. People who need legal help must have a place to which they can turn for guidance. Family Legal Services is a law firm that is dedicated to providing help to those who have nowhere left to turn and need to get a fresh start.
Our federal laws provide you with a chance to start over. We all have difficult times, but sometimes circumstances occur where we just can't make payments and get buried by a tidal wave of debt. Once you're behind, it's almost impossible to get out of the hole. Sometimes, filing bankruptcy is your last and only hope. By filing personal bankruptcy, Chapter 7 and Chapter 13 of the Bankruptcy Code can give you a fresh start.
We are not merely paralegals. When you contact Family Legal Services, you'll get the help of a bankruptcy lawyer who can help you file bankruptcy.
When you file bankruptcy, Chapter 7 or Chapter 13 are your two options as an individual. Filing bankruptcy, Chapter 13, is saying that you will pay back your creditors in a structured plan. If you file chapter 7 bankruptcy, you are saying that you want to discharge all of your debts and not pay anything. Needless to say, it's much easier to get future credit and creditors to lend since they will feel much more comfortable lending to you if you have file chapter 13 and not file bankruptcy Chapter 7. Your situation is unique and no one answer is best for all people. Consult a bankruptcy attorney in your area to find out what is best for you.
While we are California bankruptcy lawyers, filing bankruptcy is done in federal court. Because of this, a California bankruptcy attorney can help you file bankruptcy, chapter 13 or chapter 7.
Regardless of what your question, a bankruptcy attorney in Los Angeles, the San Fernando Valley or Lancaster can offer you the bankruptcy help you need.